Learner driver insurance

Learner driver insurance is a short-term car insurance policy that covers a learner driver while they practise driving in someone else's car (often a parent or grandparent). It sits alongside the main annual insurance policy for the car and only covers the learner driver before they pass their driving test.

You will get a pro rata refund of the insurance premium for any policy longer than 30 days. If you have a policy of longer than 30 days and cancel in the first 30 days, you will get a refund of the days over the 30-day minimum.

You can renew your learner driver policy so long as you have not passed your driving test. We will send you an email telling you how to renew with your renewal premium. Renewing customers get a discount, so be sure to accept this renewal rather than buying a new policy.

Short-term learner driver insurance is available for any duration between 7 and 90 days. It is designed to cover the learner until they pass their test. It can be renewed once it ends provided that the learner driver has not passed their practical driving test.

The excess for our learner driver insurance is the same for all learner drivers and is £250 for any damage, fire or theft claim. This is a compulsory excess set by your insurer, and there is no option to increase or reduce this.

Yes, The Green Insurer's learner driver insurance is comprehensive. We do not offer third-party only or third party fire and theft options for our learner driver insurance. This means you are covered for damage to the car you're driving and for damage to other people or their property.

Learner driver insurance only covers you while you are learning to drive. Once you pass your driving test, you must stop driving until you have arranged insurance as a full driving licence holder. If you are driving someone else's car, ask them if they can add you to their policy.

The Green Insurer's learner driver insurance is a comprehensive car insurance policy. It covers you if you have an accident for damage to your own car and for injury to other people and damage to their vehicle or to their property.

Our learner driver insurance is available to learners aged 17-25 years old. Although there is no legal maximum age, we cannot cover any customers over 25. Our policy is designed especially for younger drivers and their parents, so we have not made it available to anyone over 25 just yet.

Yes they can. Our flexible short-term learner driver insurance allows you to choose any length of cover from 7 days to 90 days. If you want to pay monthly, just choose a 30-day policy and add continuous cover. It will then automatically renew when the policy ends.

Yes, learner driver insurance is a great way to get in more practise before your next test. You may just need to brush up on a few things to pass next time. Some of the best drivers didn't pass first time. The pass rate is 48%, so you're not alone!

For learner driver insurance with The Green Insurer, the learner driver must have no driving or criminal convictions. If you do have a driving conviction, you will need to wait until it is "spent" (usually 5 years for people aged 18 or over and 2.5 years for 17-year olds).

Yes, anyone driving on a UK road must have car insurance in place. Learner drivers can either be a named driver on the car owner's policy or have their own separate learner driver insurance that’s linked to the car, such as The Green Insurer's learner driver insurance.

To drive your car, any learner driver must be insured. They can either be a named driver on your policy or have their own separate learner driver insurance that’s linked to your car, such as the learner driver insurance offered by The Green Insurer.

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Your current insurer may allow you to add a provisional driver to your existing annual policy. However, this may lead to a significant increase in your premium. Also, if the learner driver has an accident, this will affect your no claims discount. Why not take out learner driver insurance instead?

No, The Green Insurer's learner driver insurance only covers one named learner driver. If you do have more than one learner driver in your household, you can always take out a policy for each learner, so that they can both learn to drive.

Yes, you must be insured on the car to supervise a learner driver. You are there to support the learner driver and as a backup should anything go wrong. So, you need to be insured and legally able to drive the car at any time while supervising a learner driver.

No, claims on your learner driver insurance policy don't affect the car owner's No Claims Discount (NCD). Claims can happen when you're learning to drive and the last thing you need is to worry about the car owner's NCD. It's a big reason to take out separate learner driver insurance.

Yes, by UK law, you must have an L-plate (or a D-plate in Wales) on both the front and back of the car you're learning in. They must be clearly visible, should have a red letter on a white background and must be the right size.

Learner drivers must be supervised at all times when driving. The supervisor must be at least 25 years old. They must have a full driving licence for the type of car being driven (manual or automatic) and have held that valid licence for a minimum of three years.

Yes, The Green Insurer can offer learner driver insurance on a company car. As the learner driver policy is separate from the cars primary insurance policy, it does not affect the main primary policy, whether it is through your employee or from another insurance provider.

Yes, The Green Insurer can offer learner driver insurance on a lease car. As the learner driver policy is separate from the cars primary insurance policy, it does not affect the main primary policy, whether it is through the lease company or from another insurance provider.

Yes you can be insured on more than one car, but you'll need separate insurance policies for each car. If, for example, you want to be insured on both of your parents' cars, then you'll need to take out a separate learner driver policy for each car.

No, the vehicle must be insured under a separate annual car insurance policy. Learner driver insurance is designed to allow a learner driver to drive on someone else's car just while they are learning to drive only. It is not designed for cars owned by the learner driver.

Yes – you absolutely can. Adding a learner driver policy alongside your main car insurance offers significant advantages. Not only is it an affordable and flexible way to learn to drive, but also if the learner makes a claim whilst driving your car, it won’t affect your No Claims Discount.

Yes, more than one learner driver can be insured on the same car, but they must each have their own learner driver insurance policy. The Green Insurer learner driver policies cover just one learner driver, so each person will need their own learner driver insurance policy before practicing their driving.

To drive a car, any learner driver must be insured. They can either be a named driver on your annual car insurance policy or have their own separate learner driver insurance that’s linked to your car, such as the learner driver insurance offered by The Green Insurer.

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Yes, learner drivers can legally carry passengers. In fact learner drivers must carry one qualified supervising passenger, who must supervise them while they are practicing their driving. However, we would strongly recommend that learner drivers do not take any more passengers than the person who is supervising them.

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Yes, you can make changes to your learner driver insurance policy. So you if the car is sold, or you move house, call us and we will make the change for you. The good news is that there is no charge for making changes to your learner driver policy.

Yes, our learner driver insurance covers you during your driving test. You will be supervised by the examiner, and we waive the requirement for a supervisor to be over 25 for driving test examiners. Just remember that as soon as you pass your driving test, your insurance will end.

Yes, as long as the car you are insured to drive it and you have the car owner's permission. Our learner driver insurance covers you during your driving test. Just remember that as soon as you pass your driving test, your insurance will end.

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Yes, learner drivers can drive at night. There are no curfews with our learner driver insurance. You’re free to drive at night as long as you’re supervised by a qualified driver, aged 25 or over, who has held a full UK driving licence for more than 3 years.

No, learner driver insurance can only be used in the UK. Your provisional licence is not valid outside UK. The highway code may differ in other countries and many drive on the right-hand side of the road, so it's best to learn drive and pass your test in UK first.

Yes, learner drivers can drive on dual carriageways so long as they have L plates on the car and are supervised by a someone over 25 years old who has a full driving licence. Driving tests can also include some time on a dual carriageway if there is one nearby.

It usually takes around 40 hours of lessons with a driving instructor before you are ready to take your test, and then you may have a significant wait to get a driving test booked. So, it's not unreasonable to expect it to take a year or more.

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No, our learner driver policies do not earn no claims discount (NCD). As the maximum duration for learner driver insurance is 90 days, you won't have driven for 1 year before renewal. So, wait until you pass and then build up your valuable NCD once you are a qualified driver!