Yes, anyone driving on a UK road must have car insurance in place. Learner drivers can either be a named driver on the car owner's policy or have their own separate learner driver insurance that’s linked to the car, such as The Green Insurer's learner driver insurance.

There are some significant benefits of this type of learner driver policy including that:

• It is flexible as it can be bought for any number of days between 7 days and 90 days;
• It can be cheaper than adding a learner driver to the main annual policy. Also, the price of the annual insurance policy may increase significantly in the middle of the policy term after the learner driver has passed their test;
• Some insurers will not even allow a learner driver to be added to an annual policy;
• It protects the car-owners No Claims Discount (NCD), as if the learner driver has a claim, this will be against the learner driver policy and will not affect the main annual policy.